Institusi kewangan mungkin memerlukan jaminan untuk meningkatkan kedudukan kredit bakal peminjam, dengan itu membolehkan mereka mendapat pembiayaan.
Sekiranya anda dinamakan sebagai penjamin, oleh seseorang, anda terikat secara undang-undang untuk membayar balik pinjaman tersebut atau bakinya sekiranya si peminjam tidak mahu atau tidak boleh menjelaskan hutang tersebut.
Ramai beranggapan bahawa penjamin sekadar memberi rujukan yang baik mengenai karektor peminjam. Mereka tidak menyedari bahawa mereka sebenarnya terikat dari segi undang-undang untuk membayar balik pinjaman jika peminjam tidak boleh atau enggan membuat pembayaran balik.
Gabungan Persatuan Pengguna-Pengguna Malaysia (FOMCA) mahu kerajaan mengawal selia penggunaan ‘teksi sapu’ menggunakan aplikasi Uber dan GrabCar bagi membendung masalah yang tidak diingini di masa hadapan.
Timbalan Presidennya, Mohd Yusof Abdul Rahman berkata, pihaknya menyarankan supaya pemandu dan kenderaan yang digunakan dalam perkhidmatan ‘teksi sapu’ itu didaftarkan kerana semua data berkenaan berguna di kemudian hari terutama jika berlakunya kemalangan atau kes berkaitan jenayah.
Read more: Demi Keselamatan (FOMCA saran ‘teksi sapu’ guna aplikasi Uber, GrabCar didaftar)
Undang-undang yang memperuntukkan hukuman lebih berat, antaranya penjara sehingga maksimum 10 tahun, isytihar muflis dan semua harta disita perlu digubal bagi menangani isu sindiket gores dan menang, sekaligus melindungi pengguna daripada tertipu.
Ketika mengesyorkan hukuman itu, Timbalan Pengerusi Gabungan Persatuan-Persatuan Pengguna Malaysia (FOMCA), Mohd Yusof Abdul Rahman, berkata akta berkenaan perlu bagi memastikan tindakan penguatkuasaan bukan sahaja boleh diambil berdasarkan aduan pengguna, tetapi memberi kuasa untuk menangkap ahli sindiket sebelum memperdaya mangsa.
Tingkatkan penyelenggaraan dan pemantauan di tangga bergerak atau eskalator di bangunan bertingkat bagi memastikan kemudahan premis selamat digunakan.
Itu saranan Timbalan Presiden Gabungan Persatuan-Persatuan Pengguna Malaysia (FOMCA), Mohd Yusof Abd Rahman, agar orang ramai tidak terdedah bahaya ketika menggunakan kemudahan itu yang sepatutnya selamat.
Menyifatkan tindakan pencegahan paling baik, beliau berkata, ada pemilik premis menugaskan pengawal keselamatan melakukan rondaan berkala, malah ada yang menempatkan mereka di kaunter keselamatan berhampiran eskalator yang sentiasa bersedia jika berlaku kecemasan.
Sisters Raechel and Jacqueline Houck in the US were victims of a fatal car accident in Santa Cruz, US in 2004. The car they were driving was a Chrysler PT Cruiser – one of the models involved in a recall. The car rental company did not ground the models and rented out to the sisters and apparently began leaking steering fluid and suddenly caught fire before crashing into an oncoming semi-tractor trailer. As reported in a 2010 ABC News investigation, the car had been under a safety recall for the potential fire hazard, but was still rented to the sisters (ABC News, July 10, 2012). The parents of these sisters were awarded USD 15 million and a new law was drafted to ensure that car rental companies repair or ground unsafe cars if those cars are involved in any recalls.
Fast forward 2014 (Dec) Law Suk Leh who was eight-and-a-half months pregnant from Sibu, died on the way to the hospital, becoming the first reported casualty outside the US in air-bag crisis. In the US, Takata air bags, used by carmakers have been associated with eight deaths (including Law’s) and lawsuits. Her baby died at the hospital.
The current spate of recalls due to faulty airbag is the largest vehicle recall in the auto – industry history.
Millions of toys are being sold in the market and new ones are continuously hitting the stores each year. Toys are supposed to be fun and are an important part of any child's development. Toys are being industrialized with different play values to ensure they are challenging and exciting for the child. Although several toy companies have made significant strides on product safety and sustainability, some toy manufacturers continue to use low-cost, potentially sketchy chemicals and materials in their toys.
In Malaysia, the Ministry of Domestic Trade, Co-operatives and Consumerism (MDTCC) has made it compulsory for all toy products sold in Malaysian market to comply with the Consumer Protection (Certificate of Conformance and Conformity Mark of Safety Standards) Regulations 2010 and introduced the Guideline on Mandatory Safety Standards for Toys 2010 to help the businesses that supply toys in Malaysia to comply with the legislation and requirement imposed.
The product owners are required to obtain the test by sending sample of toys to any accredited laboratory. A full range of test that applicable to the toys must be conducted according to the prescribed safety standards. A Certificate of Conformance (COC) will
Based on accident reports in the media and on the outcome of accident investigations, we’ve observed that there are major accidents involving express buses at least once a year since 2006.
If all the actions promised after the Bukit Gantang tragedy in August, 2007 were seriously implemented, monitored, evaluated and continuously improved, chances of the Dec 26, 2009, Dec 20, 2010, Nov 12, 2011, the March 5. 2012 and the Aug 21 2013 accidents happening could have been minimised, if not totally avoided. The loss of lives may be even prevented.
Following Bukit Gantang tragedy in August 2007, the authorities decided to make rules governing bus companies and their operations stricter and even requiring bus companies use buses with strong superstructures. This was because more often than not the high number of fatalities and severe injuries are also contributed by weak body structures of the buses.
Scammers target people of all backgrounds, age and income levels. Through these scams, consumer could lose their money savings account.
Consumers need to be careful not to disclose their pin numbers. If you receive call from any bank verify who the person is before handing over any personal details.
Depending on the bank, the security question asked would be at most, 4 last digits of your identification number but your bank will not ask you to authorize anything by entering your pin into the telephone.
Kehidupan moden yang dibelakangi kemajuan internet merupakan satu keajaiban bukan? Ianya dapat membantu kehidupan yang semakin sibuk dengan mencari kehidupan yang lebih mewah.
Sesuai dengan perubahan gaya hidup yang semakin sibuk, kaedah pembelian secara online kini semakin mendapat , malahan ia menjadi satu mudah untuk berbelanja dan mendapatkan barangan keperluan tanpa perlu beratur di kaunter atau bersesak- sesak di pusat membeli belah.
Segala-galanya kini di hujung jari anda. Dinegara-negara maju, pembelian secara online telah lama diamalkan. Di Negara kita, walaupun ia masih belum begitu rancak tetapi menunjukkan tanda positif dan pasti akan berkembang apabila masyarakat , terutama kaum wanita yang mempunyai kuasa membeli yang tinggi dan semakin mengenali pembelian secara online.
Read more: PEMBELIAN SECARA INTERNET - KLIK SAHAJA TIDAK MEMADAI
Page 3 of 13
- You are here:
-
Home
-
What We Do
- World Water Day (22 March)